Crown Jewel HMO – Retail Health Plans
Silver Retail
Individual: ₦55,013 / year
Family: ₦275,065 (up to 5 members)
Family: ₦275,065 (up to 5 members)
- Total Annual Limit: ₦1,000,000
- Inpatient Limit: ₦300,000 (10 days, general ward)
- Outpatient Limit: ₦150,000
- Maternity Care: ₦150,000 (normal/complicated delivery; 48hr neonatal)
- Dental Care (Annual Limit): Up to ₦50,000
- Eye/Optical (Annual Limit): Up to ₦10,000
- Cancer Care (Annual Limit): Not Covered
- Dialysis (Sessions/Year): Not Covered
- Specialist Consults: Covered (4/year Group 1; none Group 2)
- Physiotherapy: 5 Sessions
- Mental Health: 4 Sessions
- Labs & Imaging: Basic covered (X-ray, USG, most blood tests)
- Wellness Checks: Basic (BMI, BP, sugar, cholesterol)
- Gym Access: Discounted Access
- Spa (Facials/Massage): Discounted Access
Gold Retail
Individual: ₦84,854 / year
Family: ₦424,270 (up to 5 members)
Family: ₦424,270 (up to 5 members)
- Total Annual Limit: ₦2,500,000
- Inpatient Limit: ₦500,000 (15 days, semi-private)
- Outpatient Limit: ₦250,000
- Maternity Care: ₦250,000 (normal/complicated; 5 days neonatal)
- Dental Care (Annual Limit): Up to ₦150,000
- Eye/Optical (Annual Limit): Up to ₦30,000
- Cancer Care (Annual Limit): Up to ₦100,000 (oncology visits, chemo)
- Dialysis (Sessions/Year): 3 Sessions
- Specialist Consults: Covered (6/year Group 1; none Group 2)
- Physiotherapy: 10 Sessions
- Mental Health: 6 Sessions
- Labs & Imaging: Basic + LFT covered
- Wellness Checks: Basic + chest X-ray
- Gym Access: 1 Session per week
- Spa (Facials/Massage): Discounted Access
Diamond Retail
Individual: ₦112,200 / year
Family: ₦561,000 (up to 5 members)
Family: ₦561,000 (up to 5 members)
- Total Annual Limit: ₦4,000,000
- Inpatient Limit: ₦1,000,000 (21 days, semi-private)
- Outpatient Limit: ₦500,000
- Maternity Care: ₦500,000 (normal/complicated; 10 days neonatal)
- Dental Care (Annual Limit): Up to ₦250,000
- Eye/Optical (Annual Limit): Up to ₦60,000
- Cancer Care (Annual Limit): Up to ₦200,000 (full oncology support)
- Dialysis (Sessions/Year): 6 Sessions
- Specialist Consults: Covered (8/year Group 1; 6/year Group 2)
- Physiotherapy: 15 Sessions
- Mental Health: 10 Sessions
- Labs & Imaging: Full (CT/MRI up to 2/year; endoscopy 1/year)
- Wellness Checks: Full (mammogram, PSA, LFT, kidney tests)
- Gym Access: 2 Sessions per week
- Spa (Facials/Massage): 2 Sessions per year