Retail Plan – Crown Jewel HMO

Healthcare shouldn’t be stressful.

Crown Jewel HMO offers flexible and affordable Retail Health Plans designed for individuals, couples, and families who want reliable access to quality healthcare without unexpected financial pressure.

Whether you are employed, self-employed, a student, or retired, our plans provide 24/7 healthcare support, nationwide hospital access, and predictable healthcare costs throughout the year.

Join in 10 Minutes – Simple enrollment:

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Pay online
Receive your ID and hospital details
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RETAIL PLAN DETAILS

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Retail Health Plans

Silver Retail

Individual: ₦55,013 / year
Family: ₦275,065 (up to 5 members)

Total Annual Limit: ₦1,000,000
Inpatient Limit: ₦300,000 (10 days, general ward)
Outpatient Limit: ₦150,000
Maternity Care: ₦150,000 (normal/complicated delivery; 48hr neonatal)
Dental Care (Annual Limit): Up to ₦50,000
Eye/Optical (Annual Limit): Up to ₦10,000
Cancer Care (Annual Limit): Not Covered
Dialysis (Sessions/Year): Not Covered
Specialist Consults: Covered (4/year Group 1; none Group 2)
Physiotherapy: 5 Sessions
Mental Health: 4 Sessions
Labs & Imaging: Basic covered (X-ray, USG, most blood tests)
Wellness Checks: Basic (BMI, BP, sugar, cholesterol)
Gym Access: Discounted Access
Spa (Facials/Massage): Discounted Access

Gold Retail

Individual: ₦84,854 / year
Family: ₦424,270 (up to 5 members)

Total Annual Limit: ₦2,500,000
Inpatient Limit: ₦500,000 (15 days, semi-private)
Outpatient Limit: ₦250,000
Maternity Care: ₦250,000 (normal/complicated; 5 days neonatal)
Dental Care (Annual Limit): Up to ₦150,000
Eye/Optical (Annual Limit): Up to ₦30,000
Cancer Care (Annual Limit): Up to ₦100,000 (oncology visits, chemo)
Dialysis (Sessions/Year): 3 Sessions
Specialist Consults: Covered (6/year Group 1; none Group 2)
Physiotherapy: 10 Sessions
Mental Health: 6 Sessions
Labs & Imaging: Basic + LFT covered
Wellness Checks: Basic + chest X-ray
Gym Access: 1 Session per week
Spa (Facials/Massage): Discounted Access

Diamond Retail

Individual: ₦112,200 / year
Family: ₦561,000 (up to 5 members)

Total Annual Limit: ₦4,000,000
Inpatient Limit: ₦1,000,000 (21 days, semi-private)
Outpatient Limit: ₦500,000
Maternity Care: ₦500,000 (normal/complicated; 10 days neonatal)
Dental Care (Annual Limit): Up to ₦250,000
Eye/Optical (Annual Limit): Up to ₦60,000
Cancer Care (Annual Limit): Up to ₦200,000 (full oncology support)
Dialysis (Sessions/Year): 6 Sessions
Specialist Consults: Covered (8/year Group 1; 6/year Group 2)
Physiotherapy: 15 Sessions
Mental Health: 10 Sessions
Labs & Imaging: Full (CT/MRI up to 2/year; endoscopy 1/year)
Wellness Checks: Full (mammogram, PSA, LFT, kidney tests)
Gym Access: 2 Sessions per week
Spa (Facials/Massage): 2 Sessions per year

Affordable Health Insurance for you and your Family

Stay protected with essential healthcare benefits perfect for you and your family

Healthcare shouldn’t be stressful.

Silver Retail

Gold Retail

Diamond Retail